Finance
Long-lived confidential information, TLS and VPN, payment messaging, signing, identity, HSMs and certificates.
Key dependency classes
- ·HSM / KMS
- ·Payment networks
- ·Core banking vendors
- ·Cloud
- ·Private PKI
Current policy / industry signalA2
BIS says transition should begin with awareness and inventory and stresses agility, defence in depth and phased migration. OSFI's 2026 phases explicitly include inventory, risk assessment and vendor engagement. HKMA measured its banking sector at 2.3/10.
Payment message authentication
Signature and channel protection
- HSM firmware support
- Scheme specification update
- Core banking vendor release
- Private PKI issuance
- Partner bank readiness